Student and accident insurance

Student insurance 

Undergraduate, master’s or doctoral students under 28 years old:

• Nationals of countries in the European Union, the European Economic Area (Iceland, Liechtenstein, and Norway), and Switzerland.
• Refugees and stateless persons residing in the territories of the above countries
• Non-EU students who are residents.

Student insurance covers students who are under 28 years on official degrees in the event of a school accident, illness, or family misfortune. It will grant medical, pharmaceutical or economic services depending on the issue.

If you are sick or have an accident, you must go to the Spanish National Insurance Institute (INSS) with your enrolment slip (showing you have paid for student insurance) before you go to your health centre. If an emergency occurs, you can file the paperwork with the INSS afterwards.

INSS offices:

Ourense: rúa Concello,1 - 988 521 000
Vigo: rúa O Grove, 4 - 986 249 700
Pontevedra: rúa Gagos de Mendoza, 4 - 986 850 823

Accident insurance for students

The Universidade de Vigo has a free accident insurance, named Cum laude, for students. You can find information of its characteristics, coverage, and warranties at the following link.

The Cum laude insurance may be voluntarily upgraded to Cum laude Plus, which offers more coverage for an additional cost of €10.70.

Further information: 

• https://espaciouni.howdeniberia.com/
• https://espaciouni.howdeniberia.com/seguro-cumlaude

Accident insurance for staff and intern trainers 

Medical care for work accidents at the Universidade de Vigo will be through the occupational accidents insurance provider FREMAP, which has its own assistance centres (open from Monday to Friday, 8.00 am to 8.00 pm, in Pontevedra, Ourense and Vigo):

• FREMAP assistance centres in the Pontevedra province
• FREMAP assistance centres in the Ourense province

Universidade de Vigo staff and training interns that suffer an accident at work must go directly to these centres, except in the event of a life threatening emergency, when they must go to the nearest health centre or hospital. They must subsequently inform the Occupational Risk Prevention Service of the Universidade de Vigo.

FREMAP is not responsible for work accidents medical care for those included in the Special Social Security Scheme for civil servants: MUFACE/CLASES PASIVAS. MUFACE provides health care to its members through agreements with the Public Healthcare System and Healthcare Insurance Entities.

Sport and volunteering insurance 

Everyone who participates in an activity or sport event organized by the university is insured with CHUBB for sports accidents that aren’t covered by the school insurance or the Cum laude insurance. In the event of an accident, call +34 910 84 86 35, state the insurance policy code (ESBSL227835) and explain what is happening to the insured person. They will be allocated to the associated health centre for that area according to the issue.

Everyone who participates in volunteering projects directly organized by the university is insured with MAPFRE for accidents that are not covered by the student insurance or the Cum laude insurance. In the event of an accident, MAPFRE must be notified as soon as possible by phoning +34 902 136 524, stating the policy holder code of the Universidade de Vigo (055-0680117282).